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88 The Narrow Road, cover Felix Dennis' Guide to Getting Seriously Rich, 88 The Narrow Road

Felix Dennis made himself seriously rich and he shares his thoughts on wealth and making money. It is more about the philosophy and attitude to making money rather than the detail.

Savings growth Why Interest Rate is Lower on Savings than Loans

It is often asked why interest rates are always higher for borrowers than for savers. This article explains some of the factors used to set interest rates.

Clear debts first - HG15001 When Not to Invest, Clearing Debts First will Give Higher Returns

It is generally advised that everyone should invest, especially for retirement, but debts should be cleared first as this will be more profitable. Whilst investing for retirement or other purposes is usually advised there are times when it is not appropriate.

Savings growth How Compound Interest Gives Savers High Yields

Get rich by compounding high interest cavings from childhood. It is never too early to start investing for the future. With compound interest starting saving a few years earlier will give high yield on savings or pensions.

Start investing for retirement early Best Time to Start Retirement Investing for Financial Security

Start investing early and regularly and compounded gains will provide financial security. Most people can achieve high wealth and retire as millionaires.

Unhappy interest rates Why Compound Interest on Debts Causes Problems

Compound interest may help savers, and lenders, but it is the enemy of those in debt. This article shows why high interest rates often make borrowings unmanageable.

Start dates for pension investment How Pension Investment Profits are Lost by Starting Saving Late

A late start to investing for retirement will seriously reduce wealth and final pension or much more will have to be saved each month for the same income. Delaying saving for a pension will reduce the size of the final pension fund substantially. The result will be that retirement will have to be taken later or retirement plans scaled back to match the smaller pension.

Major investment currencies Pros & Cons of Penny Shares

Penny shares may look attractive as a source of big profits from small price movements but the pros and cons suggest investment potential may be limited. Penny shares are usually cheap for a reason and many had strong prices in the past but the companies profit and standing has often declined taking the stock price with it.

Credit cards - HG15001 Use Credit Cards Wisely to Avoid Debt Problems

Credit and store cards are a very easy source of credit but they are also very expensive. It is therefore not surprising their careless use cause so many debt problems.

A Mathematician Plays the Market, cover A Mathematician Plays the Market

Even a mathematician can be grabbed by the psychology of gambling and make losses on stock markets despite maths telling him that prices are unpredictable. He figured the odds and they still beat him.

Credit and sdstore cards, cash - HG15001 Manage Borrowing and Credit Cards Effectively

There are a few simple disciplines for managing borrowing so it does not get out of control and to make it serve the borrower rather than the lender. To control debt and borrowing it is more important to consider the term of loans rather than seek to minimise monthly repayments.

How to get rich, cover How to Get Rich, Learn to Make Money

Felix Dennis suggests anyone who has a genuine compulsion, not just a vague desire, to get rich can do so. How to Get Rich is not a volume of false promises and glib answers like many get rich quick books. Following the advice will be hard work but for the committed it will be worthwhile.

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